What type of zoning issue will render title unmarketable?

A title is considered unmarketable when there are issues that could lead to legal disputes or make it challenging for a buyer to obtain financing or insurance. A current violation of a zoning ordinance is significant because it indicates that the property does not comply with existing regulations. This situation can create legal liability for the property owner and could lead to fines, injunctions, or an order to cease the unlawful use, which potential buyers would want to avoid.

In contrast, future zoning adjustments or potential zoning changes do not directly affect the current status of a property. These scenarios involve uncertain future events and do not present an immediate legal issue or violation that impacts the marketability of the title. Therefore, while such factors may influence a buyer's perception or decision-making, they do not make the title unmarketable in the same way that a current violation does.

Overall, the presence of a current violation indicates an existing problem with compliance that could affect ownership rights and the property's use, hence rendering the title unmarketable.