What is a major benefit of a warranty deed?

A warranty deed provides a significant advantage by guaranteeing the title against claims from others. This means that when a property is transferred using a warranty deed, the grantor assures the grantee that the title is clear and that they have the legal right to sell the property. This protection extends to third-party claims, meaning that if someone later asserts a claim against the property (such as a prior owner's creditor), the grantee can seek recourse from the grantor.

This assurance is crucial for buyers, as it provides peace of mind that they will not unexpectedly have to deal with legal disputes regarding ownership or defects in the title. The warranty deed typically includes covenants, such as the covenant of seisin (the grantor owns the property and has the right to convey it), the covenant against encumbrances (no undisclosed claims against the property), and the covenant of quiet enjoyment (the buyer will not be disturbed in their possession of the property).

In contrast, while a simple transfer of property ownership is a feature of various deed types, warranty deeds specifically ensure stronger protections for the buyer. Additionally, although the sale process might be expedited in some cases, the primary function of a warranty deed centers on the security and assurance it provides regarding the title, rather